Is Disney Vacation Club Worth It? The Pros and Cons

Is Disney Vacation Club Worth It?

If you make regular vacations to the Land of the Mouse every year or even hold an annual pass to Walt Disney World Resorts, you may have pondered if Disney Vacation Club is worth it. Certainly, this top vacation club holds a lot of value for many owners that look forward to their vacations year after year. Plus, it may ease the spending burden every year when you pay for your timeshare all at once. Even if you love all things Disney, make sure to weigh out the pros and cons to determine if Disney Vacation Club is worth it. Just because you love Disney doesn’t mean vacation ownership is necessary for you!

About Disney Vacation Club

Disney Vacation Club, also known as “DVC” for short, is without a doubt one of the best vacation clubs in the hospitality world. Families traveling to Orlando every year commonly stay in their favorite Disney resorts or hotels to level up their vacation, and totally immerse themselves in the Disney themes. With all of the love that goes around, Disney began the Disney Vacation Club with their first resort that is known today as Old Key West in 1991. Since then, Disney Vacation Club has proven its worth it to thousands of families that own across 15 DVC resorts.

DVC Points Make Ownership Worth It With Flexibility and Freedom

With so many owners that rave about DVC, one thing stands out that makes it worth it to all of them. DVC points allow owners to have the ultimate freedom and flexibility. Disney Vacation Club works by giving owners an annual allotment of points to their Home resort. When you purchase a DVC contract, you can essentially determine how many DVC points you will need. Depending on how often you like to travel as well as the typical size of your travel party will play into how many DVC points you should buy.

Once you purchase your membership in the form of points, you then use those points to book your vacations. The purchase itself is what makes many vacationers wonder if it’s worth the dive. It can be pretty expensive to purchase Disney Vacation Club points, so we recommend listing the pros and cons for your family down first. Then, you can weigh your options wisely.

Pros and Cons of Disney Vacation Club – Is DVC Worth It?

You may remember timeshare as being a vacation you take once a year at the same resort every year, but times have changed. Undoubtedly, DVC offers one of the most flexible vacation ownership programs out there with its points system.

DVC ProsDVC Cons
Flexibility with points, spend, bank, and borrow points how you wish!Must plan ahead, popular dates and resorts sell out fast!
Proximity to the parks so you’ll be able to take a monorail, shuttle, boat, or gondola right to Disney World theme parksLacking diverse options—there are only three DVC resorts that are away from the hustle and bustle of Disney theme parks
Can be purchased for less on the resale market in order to save some money!DVC resale restrictions are ever-changing and may not work for you
DVC points hold their value relatively well and sell fast on the resale marketIt costs more to join DVC than most other vacation clubs
Exchange on RCI for thousands of other destinations, hotels and resorts worldwide
Receive member discounts, exclusive event access, or early access to purchase event tickets, etc.


Since Disney Vacation Club is a points-based timeshare club, owners have the option to divide their points for multiple stays throughout the year. How many stays you can book depends on the number of points you buy, of course. Not to mention, price-per-point changes depending on the resort you buy with and stay at. The good thing though is that you can always add more points anytime for less on the DVC resale market.

My Disney Experience App Replacing Magic Bands

This point really depends on your preferences. Since Disney began incorporating Magic Bands into their theme park experience, more and more fans have become accustomed to the wearable tech. Not to mention, Magic Bands have taken off for being so customizable to the wearer. Annual pass holders often have multiple bands to coordinate with their outfits of the day! However, Disney Vacation Club recently announced that Magic Bands will no longer be complimentary to your stay at a resort. Instead, owners and visitors can download the free My Disney Experience app to access theme park tickets as well as their room key. Of course, you are still able to use a Magic Band if you own one.

Priority Booking At Your Home Resort

Deciding if Disney Vacation Club is worth it for you depends on the way you like to vacation. If you love your Disney home resort or find one you really like, you’ll be glad to know you’ll have priority booking there, and you should have no trouble going back. The con to this is that it’s not as easy to book stays at other resorts in the brand even though you’ll have access to them.

Additionally, there are no international resorts in the Disney brand as of yet, so if international travel is important to you, you won’t necessarily be able to do this with just your DVC membership. However, you can add an RCI membership to your vacation ownership that will allow you to travel abroad.

RCI Exchange

If you’re looking to travel worldwide with your DVC membership—beyond just Epcot—you’ll need to sign up for an RCI exchange membership. This added hoop can feel like a lot (perhaps a con) for some families, especially considering the list of RCI fees that come with exchanging.

However, the variety of brands and resorts offered on RCI’s network can make up for the fees. Well-known brands like Wyndham are offered in the RCI network, so you can add Wyndham Destinations to your travel plans, too. World travelers may love purchasing a timeshare resale and then joining an exchange network to get the most out of traveling internationally. The cost of a timeshare on the resale market can oftentimes be less than buying hotel stays each year!

Disney Signature Dining Experiences

One thing you won’t find at any other resort in the timeshare world is the incredible “Signature Dining Experiences” offered by Disney resorts. Enjoy roof-top dining bliss at the new Riviera Resort‘s Topolino’s, delightfully fast service at Primo Piatto or the magic atmosphere of Cinderella’s Royal Table at Walt Disney World. These dining experiences offer unforgettable moments for adults and children in addition to delicious Disney-style food only Disney can offer.

Other Worthy DVC Perks

Pool-hopping, character meet-and-greets and Moonlight Magic are all perks you can’t get with any other brand because they are so Disney-specific! Disney Vacation Club Member benefits extend beyond just vacation ownership, but also with additional discounts and members-only access to special events.

Is Disney Vacation Club Worth It?

Now that you know more about the pros and cons of DVC, you may be able to decide if Disney Vacation Club is worth it. This is a question no blog can honestly answer since vacations are so special for each person. If you’re worried about the cost, we recommend looking into DVC financing options, to help you make your dreams a reality.

Disney Vacation Club may be worth it if a membership is in your budget, and if you absolutely LOVE Disney. If you’re looking for luxurious vacations that aren’t as themed, there are plenty of other amazing vacation ownership brands out there. We recommend browsing the timeshare resale market first for your timeshare, whether it’s DVC or other. You can save thousands of dollars while still maintaining most of the incredible perks that make timeshare so amazing.

What’s more, DVC points hold their value relatively well. While it is not wise to look at DVC as an investment opportunity, it does help some buyers feel better knowing that if they need to sell their points in the future, it’s a legitimate option. Disney Vacation Club is one of the few brands that holds its value resale, and it’s common for many of our DVC listings to sell quickly. For more on the value of DVC points, how much they cost, and what they go for on the resale market, check out our blog: DVC Cost Per Point and the Long-Term Value of Disney Vacation Club Ownership.

Are DVC Resales Worth It?

Some owners on forums or elsewhere might recommend buying DVC points on the resale market before purchasing directly from Disney. You can save thousands of dollars when you buy resale, and maintain many of the same benefits. Some of the main reasons why a DVC resale might not be worth it is the reservation restrictions. If you purchase a new DVC resorts’ points on the resale market, such as the Riviera, you can only use your points to make reservations at the Riviera moving forward. Alternatively, if you purchase points at a resort built before the Riviera, like Bay Lake Tower, you cannot spend those points at any new DVC resorts in the future.

Another point to consider when asking if a DVC resale is worth it are the member benefits. Currently, owners must have purchased at least 150 points directly from DVC in order to be eligible for the Blue Membership card. The Blue Membership card grants owners discounts on dining and shopping within the Walt Disney World company.

Many owners will purchase a mix of both direct points from DVC, as well as DVC resale points. That way, you can have all of the same benefits of Disney Vacation Club, and still add additional points to your contract at a discount. If you find that you don’t have enough points to enjoy the vacations you truly want to, it’s probably more worth it to buy DVC resale at that point.

Disney Vacation Club Points for Sale

If you’ve decided Disney Vacation Club is worth it, take a look at our Disney Vacation Club points for sale now. Many owners actually shop the DVC resale market when expanding their ownership because they know the prices are great! Get up to date on DVC’s new resale restrictions and start shopping DVC resale from the comfort of your home right now. If you already know what you’re looking for, you can even create an account on our website to get instantly notified when a new listing matches your search criteria. Need help? Call our team of licensed real estate agents at 407-465-5188 or email [email protected].

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